YU Lihong,etc:Demand Differences of Households in Different Scales and Influencing Factors to Rural Land Management Rights Mortgage Financing——Based on Survey Data of 626 Households

Abstract：This paper conducts empirical analysis on the rural land management rights mortgage financing demand of households in different scales,using 626 samples randomly selected in Liaoning province.Studies show that the households' farmland mortgage financing demand increases with the increase in land area,but there are significant differences among farmers in different scales;there exist differences in the expected loan amount and usage,but the borrowing period does not show significant difference.Further analysis of influencing factors of overall and different-scale households' farmland mortgage financing demand shows that small-scale households' farmland mortgage financing demand is mainly affected by dependency ratio,loan experience,family income,the proportion of agricultural income and the lending rates;medium-scale households' demand is mainly affected by dependency ratio,the proportion of agricultural income,the value of assets and loan procedures;large-scale households' demand is mainly affected by social relations,loan experience,family income and loan procedures.Finally,this paper puts forward development suggestions of farmland management rights mortgage financing.

Key words： Households in Different Land Scales    Rural Land Management Rights    Mortgage Financing    Demand Difference

source:Finance & Trade Economics ,No.4,2015